Consumers Advised To Protect Gadgets From Children Causing Havoc
With the school holiday period approaching, parents could find that the temperature is not the only thing which will increase this summer.
Such is the assertion of Sheilas’ Wheels which reports that the damage caused by children to household items will set people back by millions of pounds each year. According to the insurance provider one in four have in the past broken an electronic item - such as a games console, DVD player, home cinema system or stereo. With the typical child shown be to costing 183 pounds worth of damage to such items, it was revealed a total of 553 million pounds is spent on the repairing and replacing of electronic gadgets.
Research from the company showed that DVD players are the most likely electronic appliance to be broken, with some 43 per cent of respondents indicated as having this item damaged. Meanwhile, 39 and 34 per cent of parents respectively have seen games consoles and television sets facing repair work.
For those looking for an effective way in which to purchase items such as games consoles and stereos, taking out a low-cost loan could be recommended.
And although a fifth of parents made a claim on their home insurance policy following a domestic disaster by their children, for those who lack a sufficient insurance policy it may be possible that such consumers will have to shell out money from their own pockets and purses to meet the cost of replacing such items. In turn, this could have an effect on their ability to manage other demands on their spending in areas such as personal loan repayments, utility bills and credit cards.
Overall, it was indicated that some 17 per cent of parents do not have any form of home contents insurance, potentially leaving them having to spend their own money to buy products such as Nintendo Wiis, mp3 players and televisions again.
Jacky Brown, spokesperson for Sheilas’ Wheels home insurance, said: “School holidays are a prime time for breakages as bored kids can wreak havoc at home - potentially causing hundreds of pounds worth of damage. That is why accidental damage is so important for families. If the Wii controller slips out of your hand or juice gets spilt down the TV there won’t be a hefty bill to repair the damage or buy a replacement.”
In a bid to protect expensive electrical gadgets while their children are at home for the summer vacation, Sheilas’ Wheels advised consumers to keep items out of the reach of little ones. Meanwhile, securing loose cables and wires and storing DVDs and laptop computers in protective casing was also recommended.
Following the accidental breakage of an electrical appliance those looking for an effective way in which to finance the replacing of such items might wish to consider a homeowner loan. In getting such a loan it may be possible that borrowers can also take out a comprehensive home insurance policy. This type of loan could also be of assistance to would-be Alan Titchmarshes after a recent study by Sainsbury’s Home Insurance showed that Britons are to spend a total of 3.6 billion pounds on their gardens this year.
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