Homeowners ‘Should Be Conscious Of Security Risks’
With Christmas Day less than one week away, homeowners who leave presents on display for all to see may be placing themselves at financial risk, it has been suggested.
In a survey of convicted burglars carried out by Zurich, expensive items such as jewellery, computer games consoles, laptops and digital cameras are among the items most likely to be targeted. And although the purchase of such goods could be funded through a cheap secured loan, those who find that these items have been stolen in the approach to the big day could find themselves struggling to manage money. Not only will people have to meet the cost of replacing such gifts, but would also be required to meet other areas of financial demands such as household bills and mortgage repayments.
Research from the insurance firm revealed that 78 per cent of former burglars claim that properties are most vulnerable during the festive period as people are often out socialising with friends and family members. Meanwhile, 93 per cent of former burglars state that householders leave expensive items out in plain sight, with 84 per cent reporting people make it easy for thieves to get into their properties.
Money and credit cards are the items burglars are most likely to seize, 90 per cent of thieves state they would take such items. Laptops and digital cameras, meanwhile, are sought after by 89 and 86 per cent of such criminals respectively. The study also indicated more than three-quarters (77 per cent) of robbers will have their eyes on mobile phones.
Mark Searles, managing director of retail for Zurich, said: “For some thieves, the festive season is like a gift on a platter. They’ve told us how Christmas and the new year are key times for them to make the most of everyone else’s generosity, but many people just don’t think of the risk.”
He reported that while homeowners are “out and about” during the festive period, there are a number of “simple things” that they can do to lower the chances becoming being a victim of burglary. Mr Searles said: “Putting presents under the tree may look nice, but keeping them out of sight is a must to prevent opportunistic thieves. Make sure you put lights on a timer to make the home appear occupied.” For those looking to install timer switches or other security features, taking out a homeowner loan could help to finance such a move. The Zurich director added that it is a “good idea” for people to check their level of home insurance during the winter months, as some policies will automatically increase the levels of cover during December and January.
Consumers looking to improve the security of their home might wish to consider applying for a personal loan to fund the expense of getting security alarms and the like installed. A cheap loan could also be a competitive way for many consumers to purchase security equipment for their cars. A recent study by Admiral revealed that the three areas of Britain which have suffered the highest level of break-ins and thefts are all within London.
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